A revised edition of the best-selling financial guide covers such topics as eliminating debt, investing simply, making sound financial decisions, and revolutionizing relationships with the flow of money. 100,000 first printing.Publishers Description
Dave Ramsey knows what it's like to have it all. By age twenty-six, he had established a four-million-dollar real estate portfolio, only to lose it by age thirty. He has since rebuilt his financial life and, through his workshops and his New York Times business bestsellers Financial Peace and More than Enough, he has helped hundreds of thousands of people to understand the forces behind their financial distress and how to set things right-financially, emotionally, and spiritually.
In this new edition of Financial Peace, Ramsey has updated his tactics and philosophy to show even more readers: how to get out of debt and stay outthe KISS rule of investing--"Keep It Simple, Stupid"how to use the principle of contentment to guide financial decision makinghow the flow of money can revolutionize relationships
With practical and easy to follow methods and personal anecdotes, Financial Peace is the road map to personal control, financial security, a new, vital family dynamic, and lifetime peace.
Est. Packaging Dimensions: Length: 9.32" Width: 6.3" Height: 1.16"
Weight: 1.25 lbs.
Release Date Dec 30, 2002
Publisher Penguin Group USA
Availability 0 units.
Reviews - What do our customers think?
|Great Advice Mar 16, 2007|
|I have wanted this book for 6 months. I bought it thru this site at a great price. I was not disapointed in the book. In my opinion, Dave Ramsey is one of the best financial writers out there. |
|A Good Roadmap for Financial Independence Jan 2, 2007|
|I've read a number of books on Personal Finance, and I would rank this as one of the top books of it's kind. Simply stated, Dave Ramsey offers a roadmap of sorts to lead you to financial independence. From his well-known "no-debt" mantra, Ramsey offers a number of tips and approaches to money that read more like common sense, rather than high finance. What makes this book worthwhile is Ramsey's understanding that money matter have such an emotional overtone that sometimes you must approach money in a way to satisfy the emotional needs, rather than focus primarily on the financial necesities. His approach to paying down debt, called "snowballing" is a prime example. Rather than paying down the debt with the highest interest rate, he encourages you to pay down the smallest debt first, if only to feel as if you are making progress.|
The other point he continues to reiterate, and will hear if you listen to his radio show is to live below your means. Very simple, yes, but he does an effective job of getting you emotionally invested in "living like no one else," as he likes to claim.
I highly recommend this book, and as a starting point for 2007, I am taking some of his approaches to financial management. That to me is the biggest endorsement I think I, or anyone could give.
|eye opening to say the least.... Dec 20, 2006|
|I just finshed this book after reading Mr. Ramsey's Total Money Makeover which I also recommend. I am just starting my path to financial freedom(and a spelling class, my typing is bad so please be kind to me). I am just starting on in the first few steps, setting up budget and getting an emergency fund together, but I am hopefull for the first time in a long time about my money and having it work for me instead of me working for it. I do suggest to get the planner if possible, it is helping me find strengths and weakness in my understanding of our family funds. Good luck and if we all take Mr. Ramsey's advise to heart and action we will one day be shouting "freedom" aka braveheart style like on his radio show.|
|personal finance Dec 19, 2006|
|If you are in "bad" debt like having revolving credit card balances, car loans, and not having more than a few hundred dollars in savings or not having anything at all in savings, then this book is for you. Dave Ramsey explains that one's financial life can be made a lot easier by not having debt and living on a budget. He not only uses his own life as a personal example of what not to do, but he also explains practically how to get out of debt and get one's personal finances in order. The book is the most help for getting those individuals into a good mentality regarding healthy personal finance. There is indeed a sense of power and self confidence when one is out of debt and who's savings are growing.|
On the contrary, if you are already out of debt (excluding the home loan), and you have investments which are growing, and you know what I'm talking about, then this isn't the book for you, unless you're just interested in reading Dave Ramsey's personal finance perspective. There are other investment books out there which have better information regarding investment strategies. Leveraging can be a good thing, just don't go hog-wild like Dave Ramsey did!
|great book....a couple of things to know Nov 27, 2006|
|I bought this book a few years ago and the principles are life changing. I write today to mention a couple of things in retrospect.|
We cut up our credit cards and closed our accounts and went debt free also. However, now I know that it is better to NOT close those old accounts and I am regretting that we did. Having the accounts in the first place already dings your fico score. Closing those accounts dings it even more as it increases your debt to credit ratio. A revolving account with a zero balance gives you a better score than a closed revolving account. You will absolutely need those high fico scores when it comes to buying insurance, etc. Higher fico/beacon scores means lower insurance premiums.
Second, never use a debit card for hotels or rental cars like Dave suggests. You are better off using a major credit card and paying off the balance. The reason is, on debit cards, the rental/hotel companies hold up to $500 from your account or even more. You eventually get it back, but sometimes weeks later. Credit cards don't actually get charged. Yes, I think it may be a ploy to encourage people to use plastic, because after all, a visa debit SHOULD be treated like a visa, right? Well, they aren't. Now hotels and rental car companies post warnings regarding the pitfalls of using a debit card.
Other than these two caveats, and the one brought up earlier by someone else regarding mutual funds and risk, the book is definitely beneficial.
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